(MoneyWatch) COMMENTARY The Home Affordable Modification Program (HAMP) has done much less than promised, according to a recent study. By December, the program -- combined with modifications outside ...

Discover how loan modification can help you avoid foreclosure, understand government programs available, and learn the steps to apply effectively.

A mortgage modification can help you get better terms on your home loan if you’re struggling to make payments. The Flex Modification program is designed to help homeowners who have mortgages that are ...

The Flex Modification program helps homeowners experiencing financial hardship to extend their loan term and reduce principal and interest payments. The program can reduce payments by up to 20 percent ...

In the post-pandemic era, mortgage rates hit their highest level in years as the Federal Reserve raised the benchmark interest rate to fight inflation. Compare your top mortgage loan rates now. "As ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Loan modifications through the HOPE NOW program increased dramatically in July, soaring 43 percent from the number of completed modifications in June. HOPE NOW, the voluntary, private sector alliance ...

Struggling homeowners who received loan modifications under a federal government program are defaulting on their mortgages at an alarming rate, according to a watchdog report released Wednesday. The ...

Struggling homeowners will get more time to take advantage of a federal consumer-mortgage modification initiative. The White House announced Thursday the extension of The Making Home Affordable ...