GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

My husband and I recently paid off our car loan early. It was the last piece of debt we had. We did so to prepare for our ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...