Top certificates of deposit (CDs) are paying annual percentage yields (APYs) of over 5.00% right now. That makes them attractive savings vehicles for people who are willing to tie up funds for a set ...

The risk of bank runs could be lowered if lawmakers accept a new proposal from the Federal Deposit Insurance Corp. to boost deposit-insurance protection for businesses above the current $250,000 ...

Due to economic stimulus measures enacted in response to the pandemic, deposit growth outpaced Deposit Insurance Fund growth in recent years, shrinking the ratio of DIF funds to total insured deposits ...

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...

Regulators announced a plan to raise deposit insurance coverage, promising greater protection for savers if a bank fails. The ...

Recent bank failures have focused attention on deposit insurance. With the recent failures of Silicon Valley Bank and Signature Bank the FDIC ensured all depositors were quickly paid back in full.

Standard FDIC and NCUA insurance covers up to $250,000 of deposits and interest earned on those deposits. Online-only banks also provide FDIC insurance, but fintech companies aren't part of the FDIC ...

Even if your bank fails, if your assets are in an eligible account at a FDIC-member financial institution, you will get your money back up to the FDIC’s $250,000 insured limit. Amidst a wave of bank ...

SAN FRANCISCO (KGO) -- The Federal Deposit Insurance Corporation, or FDIC, this week announced proposed reforms to their deposit insurance program. It comes in the wake of a series of bank failures -- ...

The Federal Deposit Insurance Corporation on Monday endorsed raising the deposit insurance limit for businesses following high-profile bank failures that prompted regulators to cover billions of ...

Niche banks cater to specific demographics by tailoring their services and products to meet unique customer needs. Discover ...