Many older adults have concluded that they’re better off covering long-term care expenses out of their own pockets if they end up needing it. Years of rising premiums on long-term care insurance, ...

The need for long-term care can happen at any point in your life, and the costs can be daunting. According to the U.S. Department of Health and Human Services, among those turning 65 between 2021 and ...

For Laurie Craigen, the realities of senior medical costs hit hard when her grandmother needed hospice care. “It was a stressful time for the family because we were trying to figure out how to keep ...

The reality of aging is that many people lose physical and cognitive abilities, which then require medical and caregiving support. Meanwhile, the cost of health care and long-term care keep going up ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies. Mira Norian / ...

Over half of seniors will need help with eating, getting dressed or other basic activities at some point, according to the U.S. Department of Health and Human Services, and the cost of help continues ...

Retirement is an exciting time. But, it also comes with its challenges. One such challenge is the high probability that you'll need long-term care in your golden years. That care includes services ...

Many people expect their expenses to shrink in retirement, but for many Americans, the opposite happens after 75. Costs rise in ways after a decade into retirement. Fidelity now estimates a ...