Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Jul. 1—Here is a breakdown of long-term care insurance basics. What is long-term care insurance? Private long-term care insurance helps pay for services that aren't covered by regular health insurance ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to ...

Why we chose it: We chose New York Life as the best long-term care insurance company for financial stability because it has ...

If you’re considering disability insurance, here are a few things to keep in mind: 1. Short-term vs long-term disability Short-term and long-term disability insurance both provide coverage for ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Forbes contributors publish independent expert analyses and insights. John Samuels is the Founder/CEO of Wellworth healthcare advisory firm. Time is running out to prepare for America’s caregiving ...