These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

See the tax advantages and downsides.

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

We’ll describe several types of cash value policies, including whole life (WL), WL/term blend, current assumption universal life (CAUL), guaranteed (no-lapse) universal life (GUL), equity indexed ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

Whole life insurance is permanent insurance with a guaranteed premium, death benefit and cash value growth. It provides a death benefit and a savings component, called cash value, that increases ...