Cloudvirga, a Stewart-owned provider of digital point-of-sale platforms for lenders, has released a new tool within its Tropos Platform that provides AI-driven bank statement analysis. The feature ...

FHFA Director Bill Pulte should direct the agency to examine credit scoring models based on cash flow as a complement to existing systems, writes Martin Kleinbard, of Granular Fintech. In 1995, the ...

Asset-Based Lending: How It Works & Where To Get It Your email has been sent Asset-based lending (ABL) helps businesses borrow against receivables, inventory, real estate, and equipment. Learn how ABL ...

Lenders are broadening their target audiences, often considering borrowers that don't have a long track record with credit bureaus. Experian is trying to address this challenge by considering ...

As borrower income grows more variable, mortgage lenders need underwriting models that go beyond document collection to ...

Learn about cash flow statements, track cash inflows and outflows, and gain insights into a company’s financial health ...

Credflow, a cash-flow management and lending platform for small and medium businesses, will now be able to lend through its own books after its subsidiary Cashpositive Finance received a non-deposit ...

What Is Cash Flow-Based Financial Planning? Cash flow and income are two terms often used interchangeably, yet they serve different functions in financial planning. Income represents the earnings a ...

Mandating such a shift may not solve the problem. Ignoring information gaps and banning collateral risks weakening the financial system and could reduce, not expand, credit supply ...

As borrowing conditions tighten and traditional lending becomes more constrained, advisers are increasingly seeing clients ...

Chris Scharman is CEO of Avtech Capital, with 20+ years as a corporate attorney in finance, securities, and mergers & acquisitions. For many businesses, failure can be traced back to a single issue: ...

Ratio raises $15.8M and secures $100M in lending capacity to help B2B tech scale-ups overcome cash flow challenges and ...